Will the HOA cover food costs if mold removal was in your kitchen?

By on September 3, 2010 in Mold Removal Cost


Home owners only cover the common areas. The kitchen is in the private area and requires a seperate homeowners’ policy.

What may be helpful if you can prove the mold source was another neighbor, or leak from a common area. Then you can either force the HOA or the responsible owner to fix it. Normally the responsible owner is leasing the unit or on vacation and left the heating off and a pipe freezes and bursts. The water leaks into your unit. The other ownee is 100 % responsible.

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One Response to Will the HOA cover food costs if mold removal was in your kitchen?

  1. Steven J September 3, 2010 at 11:29 am #

    Home owners only cover the common areas. The kitchen is in the private area and requires a seperate homeowners' policy.

    What may be helpful if you can prove the mold source was another neighbor, or leak from a common area. Then you can either force the HOA or the responsible owner to fix it. Normally the responsible owner is leasing the unit or on vacation and left the heating off and a pipe freezes and bursts. The water leaks into your unit. The other ownee is 100 % responsible.References : Living 12 years under a HOA, being on the board.

    Reading the Real Estate section in the Sunday Chicago Tribune. Many readrs sent in questions like this. And they are answered by a real estate lawyer specializing in this type of law.

    Reply

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